A Year in March, how much Longer .

car insurers are a rip off, im wanting to buy a van, but my 15 years plus no claims for a car mean nothing for insuring a van, so would have to start from 0 again .......i dont see the logic in that

end of the day, being insured doesnt make you a good driver, your ability to be safe doesnt rely on if you having paid £££££££`s to some company

The whole point in insurance David is to cover the costs of "accidents" for both parties.

Accidents happen we are only human, if you have a nasty one it can involve thousands of pounds to make good.

Either one of the insured Company pays for both less any ageed amount the insured agreed to pay when taking out the insurance.

The high cost of insurance is because many are not insured and false claims.

Thousands of motorists will have been very pleased there are insurance companies.

Regards.

David wrote:

car insurers are a rip off, im wanting to buy a van, but my 15 years plus no claims for a car mean nothing for insuring a van, so would have to start from 0 again .......i dont see the logic in that

end of the day, being insured doesnt make you a good driver, your ability to be safe doesnt rely on if you having paid £££££££`s to some company

So I take it David it's all OK      if you just run up the backside of some other driver causing thousands of pounds of damage to his car because of your negligence factor & you have no insurance for the situation, it's all somehow his fault etc & he should just carry the can/burden & costs for all his repairs to get back on the road. Insurers may be rip off merchants, in some cases but please don't use that as an excuse for not acting in a responsible type manner/way at the end of the day & especially if you wish to drive on your local roads there I suggest as a responsible type citizen of your general local community   . & drive safe now .

I think we we bought the van for Eddie his insurance went up because they closed it as a van because the back doors opened like normal doors . It was a doblo,  we have a berlingo now as classed as a car because the back door opens like a car boot ..I think I have that the right way round lol , but I know basically same car/van but different back doors so one a van , one a car

Knackered wrote:

David wrote:

car insurers are a rip off, im wanting to buy a van, but my 15 years plus no claims for a car mean nothing for insuring a van, so would have to start from 0 again .......i dont see the logic in that

end of the day, being insured doesnt make you a good driver, your ability to be safe doesnt rely on if you having paid £££££££`s to some company

So I take it David it's all OK      if you just run up the backside of some other driver causing thousands of pounds of damage to his car because of your negligence factor & you have no insurance for the situation, it's all somehow his fault etc & he should just carry the can/burden & costs for all his repairs to get back on the road. Insurers may be rip off merchants, in some cases but please don't use that as an excuse for not acting in a responsible type manner/way at the end of the day & especially if you wish to drive on your local roads there I suggest as a responsible type citizen of your general local community   . & drive safe now .

your getting confused knackered, i never said it was ok not to be insured .........i said that being insured doesnt make you a better / safer driver , being insured is not a benchmark as to your driving ability .

David wrote:

car insurers are a rip off, im wanting to buy a van, but my 15 years plus no claims for a car mean nothing for insuring a van, so would have to start from 0 again .......i dont see the logic in that

end of the day, being insured doesnt make you a good driver, your ability to be safe doesnt rely on if you having paid £££££££`s to some company

Try 'Switch'. Some times brill. Likewise the Post Office van insurance.
Budget are good first time... like many. I always go and look around. Seldom ever use the same one two years on trot.

i went on the compare the market daz, wanting £1,100 to insure a vauxhall van (transit size) , then gradually down to £750 for a small car size van, which would be a waste of time ........will give those you mention a try .

Yeah, Days of Compare' markets, them days are gone. Just those that don't want change I guess.
They get - used to - a price, and other companies strived to beat or be there about.
Now they realise that they used to cut prices so the compare the markets sites could, would, and now do add lots more £'''''S on.
Try them I put up David. Mate was told £700 plus- like his mate. Went direct to. this year Transit van was dear, because he didn't bother to - let me shop around more £340 Fully com. Churchill of all people. Fully com. This has all the add on's too.
Several prices were lower and many around the same.
I definitely wouldn't pay more than £350 fully com.

ive over 15 years no claims for a car, yet it means nothing when insuring a van ...wheres the logic in that ?

i had a transit around 10 years ago, and when i sold it and went back to a car, they said that years no claims couldnt go back onto insuring a car ..........they have it all ways, when i was young it was expensive, now im older its more expensive

Absolutely nothing,  its pathetic.  Another thing that angers me is , when s bloke in a hire van hit our parked car outside our house and we where told if we claimed it would affect jaynes insurance,  that is unbelievable it really is , especially when the car is parked up .

I get my car insurance through the Senior Citizens Advice Organisation, David.

Originally got one myself and got a Quote from Citizens Advice from the same Insurance Company £100 cheaper.

 
Regards.

David wrote:

Knackered wrote:

David wrote:

car insurers are a rip off, im wanting to buy a van, but my 15 years plus no claims for a car mean nothing for insuring a van, so would have to start from 0 again .......i dont see the logic in that

end of the day, being insured doesnt make you a good driver, your ability to be safe doesnt rely on if you having paid £££££££`s to some company

So I take it David it's all OK      if you just run up the backside of some other driver causing thousands of pounds of damage to his car because of your negligence factor & you have no insurance for the situation, it's all somehow his fault etc & he should just carry the can/burden & costs for all his repairs to get back on the road. Insurers may be rip off merchants, in some cases but please don't use that as an excuse for not acting in a responsible type manner/way at the end of the day & especially if you wish to drive on your local roads there I suggest as a responsible type citizen of your general local community   . & drive safe now .

your getting confused knackered, i never said it was ok not to be insured .........i said that being insured doesnt make you a better / safer driver , being insured is not a benchmark as to your driving ability .

& I said
    So I take it David & "if" type of thing.

Have sent you an P.m. David. Transit van for my mate £239 (329) Fully com with an on's.

Most companies only recognise 9 years no claim.

peel bros wrote:

I think we we bought the van for Eddie his insurance went up because they closed it as a van because the back doors opened like normal doors . It was a doblo,  we have a berlingo now as classed as a car because the back door opens like a car boot ..I think I have that the right way round lol , but I know basically same car/van but different back doors so one a van , one a car

Went for power plus did we Ray it appears with the Berlingo van there etc same, same down here when  loaded up with grain & the like mine has as great fear of hills I'm unfortunately    .
*****

Daz wrote:

Have sent you an P.m. David. Transit van for my mate £239 (329) Fully com with an on's.

Most companies only recognise 9 years no claim.

yes daz, had a look at it ........thing is im keeping my car as well, so can only use no claims on one vehicle . wouldhave to start off with no claims for a van .

smaller vans are cheaper to insure, but a smallone would be of very little use to me.

what company was your mates with ...?

peel bros wrote:

I think we we bought the van for Eddie his insurance went up because they closed it as a van because the back doors opened like normal doors . It was a doblo,  we have a berlingo now as classed as a car because the back door opens like a car boot ..I think I have that the right way round lol , but I know basically same car/van but different back doors so one a van , one a car

didnt know about that ray, might be worth investigating .......

David wrote:

Daz wrote:

Have sent you an P.m. David. Transit van for my mate £239 (329) Fully com with an on's.

Most companies only recognise 9 years no claim.

yes daz, had a look at it ........thing is im keeping my car as well, so can only use no claims on one vehicle .  wouldhave to start off with no claims for a van .

smaller vans are cheaper to insure, but a smallone would be of very little use to me.

what company was your mates with ...?

Down here David something the size of a Berlingo van etc is classed as car on our toll roads. Adds up here somewhat in a money sense, when out tossing the birds compared to a normal size commercial type van. Now small     had 30 odd bags of grain in mine here at times    .

That was Churchill David.
R.A.C gave my Van/Car -  Peugeot Partner 2.0. Was great for training - which I didn't do when ! bought this 2013 and real good on deasil.

Insurance, lowest was £138 - dearest ever was  £178. Now £153 on this Peugeot.

I always have Fully Com as it is 99% cheaper than 3rd party etc.
Often have name drivers. This can bring the price down too ... if clean licence of course.

So obviously cheaper to insure separately. This will most likely also bring the price down, as they bear in mind another insurance could be had. Likewise they like to know when House insurance is due"

Do not know if you qualify but AGE CONCERN  is who I use and they shop around on ones behalf.

I care more for the cover offered rather than the cost.

Would not want to have to sell the families lead to cover the costs of nasty accident.

Regards.

MISTY wrote:

Do not know if you qualify but AGE CONCERN  is who I use and they shop around on ones behalf.

I care more for the cover offered rather than the cost.

Would not want to have to sell the families lead to cover the costs of nasty accident.

Regards.

Accident insurance, should be made compulsory by law from my perspective here etc Misty Condition of getting & having a license to drive type of thing for the protection of others on the road.

It is actually illegal Knackered to drive without insurance, a driving license or road tax.

Police now actualy crushing cars that have no insurance etc;

The biggest problem is the drugies and the louts who have no respect for anyone or anything.

Unless they are jailed they just steal another car and carry on.

Did not realy have any concern regarding the damage burning petrol and deisel was having on the environment until I considered  seeing the lines of cars etc; in our area and then considering that this is the case world wide.

It is a wonder we have any oxygen left.

Regards.

what about the foreign registered cars in the uk, they can drive them without taxing , insuring them in the uk or mot`ing them for 6 months ..........

No one resident in England can drive a foreign car.

If they do they must comply with the rules relative to residents.

Seems a stupid idea to me but has no real effect on how the resident drivers flaunt the law.


Regards.

foreigners can come here and bring their car with them, use it for up to 6 months without abiding by our rules ......after 6 months if they want to keep the car they have to register it with DVLA .

i couldnt go buy a foreign registered car, and drive it without abiding by DVLA rules on foreign plates .......thats exactly my point .

Can understand your comments on this matter David, appears a bit weird to me.

What annoys me more than anything is the vast amount of money taken from motorists on one pretence or another and we have some of the worst roads possible.

Me thinks the money is going in the wrong direction.

Regards.